When we meditate, we pay off a debt to our ancestors

Like your DNA, your body is connected to your parents or to your very close friends. Haven’t you experienced this? Someone very close to you has some problem and you start feeling it in your body. How many have experienced this? So, on the physical level you are connected and more subtle than that is your subtle body. You’re connected to ancestor’s, to your parents.

How many of you keep getting dreams of people who have already passed, who have crossed over to other side? So, your mind and your consciousness are linked. So there is a constant energy exchange. Every time you meditate you are generating energy and that energy goes that way also. 

When you have cleared all these debts, that’s when you’re called a monk, a sanyasi. A real term monk means all debts are cleared, everything is settled, feeling "I am totally free". But that is one state, everybody doesn’t have to get there, you can continue.

But sometime if you are getting very old, in the Vedic terminology after 75, you are suppose to have that at least. When you turn 75 then you are cleared of every debt of everybody and you are totally free. You have no cravings, no aversions, no wants, no desires; totally satisfied. That’s the last stage of life. That’s good to have, at some point of time, ‘oh says I am free, I have done everything’.

Do you see what I am saying? Like when you have taken a loan, later you cleared the debts. If you have taken loans for your education what do you do? You keep clearing your debt for your education. In the same way when you meditate for some time, that debt is getting cleared from those who have given you the body, mind all of that. It’s only for a short time.